Expenditure Check List
You will find below an expenditure check list that will help you figure
out your entire monthly out goings. Use this list to work out what
you can spend and what you can’t.
At the end of the expenditure check list, calculate all of your
outgoings and compare them to your income. You will then be
presented with a realistic amount of what cash you have available
at the end of the month.
Income per Month:
1st salary
2nd salary
Other income
Outgoings per Month:
Credit cards and other loans
Contribution to pension fund
Other rental/HP agreements
Savings contributions
Household protection insurance
Food
Household goods
Clothes
Toiletries
Dry cleaning and Washing
Gas
Electricity
Water
Council tax
Telephone (including mobile)
Life assurance and protection products
Prescriptions
Eye care
Petrol/diesel
Car insurance
Public transport
Car tax
Car maintenance
Children’s education (Meals, Uniform, Trips or Nursery fees)
Holidays
Gym or leisure club membership
TV license
Pets (food, Vet bills)
Socialising (Smoking, Drinking, Restaurants, Cinema)
Hobbies
Computer equipment
Anything Missed
Total income per Month:
Monthly Outgoings Total:
Thank you for reading I hope you found this material informative. If
you are in debt and are having problems, it is never for ever. Try to
be positive and act on some of the advice you have read here
today. If you do feel completely lost, I do recommend talking to a
professional e.g. your bank manager, your creditors or a debt
management company like http://www.cccs.co.uk
